Which financial product is likely to provide the highest potential returns over time?

Common stock is the financial product most likely to provide the highest potential returns over time due to its nature as an equity investment in a company. When you purchase common stock, you are buying a share of ownership in that company, which allows you to benefit from its growth and profitability. Historically, investing in common stocks has yielded higher returns compared to other financial products, as the value of the stock can appreciate over time in response to the company's performance, overall market conditions, and investor demand.

Additionally, common stocks may pay dividends, which can further enhance the overall return on investment. In contrast, options such as a money market account, a certificate of deposit, and a savings account tend to offer more stability and lower risk, but they also generally provide significantly lower returns. These products are often used for short-term savings and capital preservation rather than for long-term growth, making them less likely to outperform common stock in terms of potential returns over extended periods.